Imagine the dreams that your kids can accomplish by knowing they will become a millionaire.

Utilizing a method, to create compounding money that can last through multi-generations, along with the benefit that it is not anchored to the stock market volatilities.

By using the Infinite Banking Concept, to finance your child’s College or University education, you will have benefited greater advantages over traditional methods of savings. One of the key benefits is that you remove the risk of capital losses due to stock market fluctuations, which would leave you more money to finance other life goals.

The Infinite Banking Concept is a specially designed structure, on a Whole Life Insurance policy, with optimized flexibility and creating high cash value. By adding specific riders to the policy, your cash value can substantially grow higher than traditionally designed policies.

Planning for education with set for life kids
Your child doesn’t have to go to post-secondary school to access the benefits


Traditionally the way of preparing for your kids education is not cutting it.

Government education savings plans (RESP’s) compared with setting up your child for life.

The government makes rules and can change them at any time, and the market dictates the growth. Who has control?  Setting up your child for life, you are the owner, that has all the control. It is a privately placed contract with a Government approved reputable company, that has written guarantees.

How liquid is it? With the government, if you cash out, you lose all the grants. Any potential growth stops, and you pay taxes on capital gains.

When dealing with RESP’S, you run into an emergency, and need quick money to cover the situation at hand. Did you know that penalties will be applicable on non-educational withdraws? Additionally, all those education grants will get taken back. It does not end there. Any interest accumulated, get hit with a capital gains tax.   

With setting up your child for life, you will have access to a policy loan, up to 90% of the accumulated cash value. Request for those funds take days to complete. All the while, still earning full dividends.

The growth explained here.

Setting up your child for life, and designating the beneficiary correctly, will make it creditor protected. No outstanding debt can touch your child’s life legacy.

Did you know. RESP’s has maximum of 31 years you can contribute and only stay open until the child reaches 35 years of age. Setting up your child for life, you do not have to limit yourself the ability to fund your whole life policy. You get the flexibility to control the time frame, even till they reach the age of 100. You ask what are the limits? RESP’s must be used by age 35 and have a $50,000 dollar lifetime limit. Setting up your child for life, the amounts are limited to the amount of life insurance the parents already have and your child needs to qualify a medical background check


AGE 18 – Education $100,000 accessible which can be used for any school, or any other interests they choose.

AGE 30 – Family Home $250,000 accessible. Freedom to decide what type of house and amount of down payment.

AGE 40 Income Property accessible. $450,000 with the correct investment strategy, they could have significant income streams from their rental properties.

AGE 50 Lump Sum Investment. The child has access to over $800,000 This can build a good retirement nest egg.

AGE 65 Over $1,700,000 to utilize towards retirement.

AGE 85+ Death. A legacy of family wealth of over $4,000,000 tax-free.

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